Pick your term, watch your money grow

Whether it’s a short-term investment of 30 to 364 days or a long-term investment of 1-5 years, your interest rate is guaranteed for the length of your term.

Features include:

  • A fixed rate that is guaranteed start to finish
  • Short-term investments with interest paid at maturity
  • Long-term investments with your choice of annual or compounding interest
  • Transferable and assignable
  • Electronic monthly statements
  • Minimum deposit of $1,000
  • No transfer, setup or service fees
  • Eligible for deposit insurance from the Canada Deposit Insurance Corporation (CDIC)
Grow your money

Current rates


Short Term GICs

30 day 1.85%
60 day 1.90%
90 day 2.75%
120 day 2.70%
180 day 3.05%
270 day 3.10%

Long Term GICs

15 month 3.50%
1 year 3.45%
2 year 3.55%
3 year 3.55%
4 year 3.55%
5 year 3.60%