Information and Services
Tools to help you manage your financial needs now, and for your future.
Mortgage prepayment calculator
Enter your current mortgage information below to get an estimate of what your prepayment charge will be.
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Remaining months, excluding the current monthTerm used to determine the posted rate
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6-171 year closed fixed rate
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18-292 year fixed rate
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30-413 year fixed rate
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42-534 year fixed rate
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54-595 year closed fixed rate
YOUR PREPAYMENT SUMMARY
Penalty Amount*: {{ penalty }} Penalty Amount*: {{ penaltyFR }}*If you have repayment penalties, please contact customer services at pbccustomercare@paradigmquest.com.
This calculator is for information purposes only and is intended to be used as an estimate. It is not investment advice, and we cannot guarantee its accuracy. All outcomes from the use of calculator should be considered hypothetical. If you would like us to provide the exact amount of your prepayment or require further information, please call us at 1-877-462-3788 or email pbccustomercare@paradigmquest.com.
Terms and Conditions
Fixed Interest Rate Mortgages – The prepayment charge is calculated by using the greater of the Interest Rate Differential (IRD) or; 3 months’ interest both of which are calculated on the remaining amount of your mortgage.
Adjustable Interest Rate Mortgages – The prepayment charge is calculated by using 3 months’ interest which is calculated on the remaining amount of your mortgage.