Please note: Due to a scheduled system maintenance, historic statements from online banking will be unavailable between 12:00 am – 06:00 am ET (9:00 pm – 03:00 am PT) on Sunday, July 20th, 2025. We apologize for any inconvenience.
Attention : En raison d’une maintenance programmée du système, les relevés passés des services bancaires en ligne ne seront pas disponibles entre Minuit et 06h00 HE (21h00 et 03h00 HP) le dimanche 20 Juillet 2025. Nous sommes désolés des inconvénients.
Information and Services
Tools to help you manage your financial needs now, and for your future.
Mortgage prepayment calculator
Enter your current mortgage information below to get an estimate of what your prepayment charge will be.
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Remaining months, excluding the current monthTerm used to determine the posted rate
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6-171 year closed fixed rate
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18-292 year fixed rate
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30-413 year fixed rate
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42-534 year fixed rate
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54-595 year closed fixed rate
YOUR REPAYMENT SUMMARY
Penalty Amount*: {{ penalty }} Penalty Amount*: {{ penaltyFR }}*If you have repayment penalties, please contact customer services at [email protected].
This calculator is for information purposes only and is intended to be used as an estimate. It is not investment advice, and we cannot guarantee its accuracy. All outcomes from the use of calculator should be considered hypothetical. If you would like us to provide the exact amount of your prepayment or require further information, please call us at 1-877-462-3788 or email [email protected].
Terms and Conditions
Fixed Interest Rate Mortgages – The prepayment charge is calculated by using the greater of the Interest Rate Differential (IRD) or; 3 months’ interest both of which are calculated on the remaining amount of your mortgage.
Adjustable Interest Rate Mortgages – The prepayment charge is calculated by using 3 months’ interest which is calculated on the remaining amount of your mortgage.