Notice: Our great rates have generated higher than normal call volumes and callers may experience longer wait times. An option is to click 'Contact' at the bottom of the page then click on CONTACT FORM and complete your request. We appreciate your patience and will service your call as efficiently as possible.

Attention : Nos taux avantageux ayant généré un volume d'appel extrêmement élevé, veuillez noter que le temps d'attente peut être plus long qu'à l'habitude. Alternativement, vous pouvez nous contacter en cliquant sur l’onglet “Nous Joindre” au bas de cette page puis choisir l’option “Formulaire”. Nous vous remercions de votre patience et répondrons à votre appel dans les meilleurs délais.

Savings rates GIC rates Mortgage rates

Account rates

Plant your money

Savings accounts

e-savings

3.00%

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GIC accounts

Short Term GICs

30 day 3.40%

60 day 3.40%

90 day 4.00%

120 day 4.00%

180 day 4.00%

270 day 4.00%

Long Term GICs

15 month 5.10%

1 year 5.10%

2 year 5.40%

3 year 4.85%

4 year 4.65%

5 year 4.50%

Certificates are non-redeemable prior to maturity. These rates are provided for information purposes only and are subject to change without notice.

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Mortgage rates

Residential Mortgages: Posted Rates

Prime Rate 6.7%

1 Year fixed rate:

5.74% | APR*: 5.87%

2 Year fixed rate:

5.24% | APR*: 5.31%

3 Year fixed rate:

4.74% | APR*: 4.78%

4 Year fixed rate:

4.54% | APR*: 4.57%

5 Year fixed rate:

4.64% | APR*: 4.67%

5 Year fixed rate - PROMOTION - new loans closed in 90 days:

4.54% | APR*: 4.57%

5 Year adjustable rate = Prime Rate -1.05%:

5.65% | APR*: 5.68%

5.74%

5.24%

4.74%

4.54%

4.64%

4.54%

5.65%

5.87%

5.31%

4.78%

4.57%

4.67%

4.57%

5.68%

*APR (Annual Percentage Rate) means the cost of borrowing expressed as an annualized interest rate including any applicable fees such as service charges and administration fees. The APR figures above are based on a $300,000 mortgage amount, 25 year amortization, monthly mortgage payment, $400 FCT fee, compounded semi-annually for fixed mortgages and monthly for adjustable rate mortgages, high ratio purchase and switch transactions.

Fixed and adjustable rate conventional mortgages (loan to value of 80% or less) are subject to additional rate premiums.

Rates are effective as of 2023-01-26, 11:59pm EST and are subject to change without notice.

These published mortgage rates offered are for owner-occupied or second home properties only and do not apply for rental or investment properties.

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