Please note: Season’s Greetings! We wish you a wonderful holiday season. Please note that while online banking remains available, our Customer Service Centre will be closed starting Wednesday, December 31 at 12:00 PM PST and will reopen on Friday, January 02, 2026. For full details on our holiday hours, please visit: https://www.peoplesbank.ca/en/holiday-hours.
Please note: Meilleurs vœux! Nous vous souhaitons de joyeuses fêtes de fin d’année. Veuillez noter que, bien que les services bancaires en ligne restent accessibles, notre Centre de service à la clientèle sera fermé à partir du mercredi 31 décembre à midi (heure du Pacifique) et réouvrira le vendredi 02 janvier 2026. Pour connaître nos horaires d’ouverture pendant les fêtes, veuillez consulter: https://www.peoplesbank.ca/fr/holiday-hours.
We offer mortgages with a wide range of outstanding features:
- Exclusive Partnerships with select brokerages across Canada
- Competitive Rates and Common-Sense Lending
- Loan amounts from $100,000 – $924,999.99
- Amortizations from 10 years to 25 years
- Fixed terms from 1-5 years
- 5 Year Adjustable Rate Mortgage (ARM)
- Financing for Investment Properties/ Rentals (2-4 Unit investment units)
- Mortgages in the name of Holding Companies*
Mortgages for every need
Peoples Bank mortgage products are tailored to suit the diverse needs of borrowers, ensuring options for many types of buyers.
- High Ratio Mortgages
- Conventional Insurable Mortgages
- New to Canada Program
- Purchase Plus Improvements Program
- Investment Loan Rentals (2-4 unit)
- Switch/Transfer Program
*speak to your BDM for eligible transactions
To stay up to date with our mortgage products including rates, broker fees, and product features:
Contact your Business Development Manager
Mortgage Forms
- Payor’s PAD Agreement – English Form
- Payor’s PAD Agreement – French Form
- FNF Payout Authorization – English Form
- Gift Letter Mortgage Down Payment – English Form
- Rental Worksheet – Non Subject Properties – English Form
- Client Consent Broker Authorization – English Form
- Client Consent Broker Authorization – French Form
Informational Documents
- Understanding Federal Borrower Protection Requirements
- Down Payment Documentation Requirements
- Income Documentation Requirements
- Property Insurance Requirements
- Mortgage Features
- Important Tips for Brokers on Mortgage Switches/Transfers
- Peoples Bank Residential Servicing Fee Table
- Customer Portal Registration
- Customer Service Contact
- Client Guide: Mortgage Signing Process with FNF Canada
- Setting up your Broker Portal Profile – Step by Step Guide
- Pilot Program 2025 – Mortgage Features